Tuesday, March 10, 2009

LAID OFF ?? HEALTH INSURANCE TIPS NOW

If you have been laid off, it’s important to make sure your health insurance doesn’t lapse. That could make it more expensive to get re-insured and you may get turned down if you or someone in your family has a health condition.

There are some steps you can take to find lower-cost coverage:

• See if you can switch to your spouse’s health plan.
• Consider private insurance
• Shop around and compare plans and prices on websites like www.ehealthinsurance.com
• Decide what your health priorities are, and pick a plan tailored to fit your needs.
• Ask about COBRA, the federal program that allows you to stay on your company’s health plan for 18 months.
www.dol.gov/ebsa/cobra.html

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